/* NFIRA Client Planning Prep — RA-07 PRIVATE mockups. Mirror Academy/Edu tokens. */
:root{
  --navy:#0B1F36;
  --slate:#263B4E;
  --blue:#1D4990;
  --blue-hot:#0177E3;
  --gold:#C9A227;
  --cream:#F6F3EA;
  --cream-soft:#F0EEE9;
  --white:#FFFFFF;
  --ice:#E8EEF4;
  --card-body:#2C3A4A;
  --muted:#5a6a7a;
  --border:#C5D0DE;
  --radius-btn:8px;
  --radius-card:12px;
  --max:1100px;
  --pad:clamp(20px,4vw,24px);
  --err:#9B2C2C;
  --ok:#1B6B3A;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Poppins,system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  background:var(--cream);
  color:var(--card-body);
  font-size:18px;
  line-height:1.62;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;height:auto;display:block}
a{color:var(--blue);text-decoration:none}
a:hover{color:var(--blue-hot)}
.wrap{width:min(var(--max),100%);margin:0 auto;padding:0 var(--pad)}
.wrap-narrow{width:min(560px,100%);margin:0 auto;padding:0 var(--pad)}
.wrap-mid{width:min(760px,100%);margin:0 auto;padding:0 var(--pad)}
.eyebrow{
  display:inline-block;
  font-size:12px;font-weight:600;letter-spacing:.1em;text-transform:uppercase;
  color:var(--gold);margin:0 0 12px;
}
.eyebrow.on-light{color:var(--blue)}
.rule{width:48px;height:2px;background:var(--gold);border:0;margin:0 0 18px}
h1,h2,h3,h4{line-height:1.2;color:var(--navy);font-weight:600;margin:0 0 14px}
h1{font-size:clamp(1.75rem,3vw,2.35rem);font-weight:700}
h2{font-size:clamp(1.3rem,2.2vw,1.65rem)}
h3{font-size:1.08rem;margin-bottom:8px}
p{margin:0 0 1rem}
p:last-child{margin-bottom:0}
.muted{color:var(--muted)}
.lead{font-size:1.05rem;max-width:40rem}
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  min-height:48px;padding:12px 24px;border-radius:var(--radius-btn);
  font-family:inherit;font-size:15px;font-weight:600;letter-spacing:.04em;
  text-transform:uppercase;border:2px solid transparent;cursor:pointer;
  text-align:center;line-height:1.25;text-decoration:none;
}
.btn:focus-visible{outline:3px solid var(--gold);outline-offset:3px}
.btn-primary{background:var(--blue);color:var(--white)!important;border-color:var(--blue)}
.btn-primary:hover{background:var(--blue-hot);border-color:var(--blue-hot);color:var(--white)!important}
.btn-navy-outline{background:transparent;color:var(--navy)!important;border-color:var(--navy)}
.btn-navy-outline:hover{background:rgba(11,31,54,.05)}
.btn-gold-ghost{background:transparent;color:var(--gold)!important;border-color:var(--gold)}
.btn-ice-ghost{background:transparent;color:var(--ice)!important;border-color:var(--ice)}
.btn-block{width:100%}
.btn-row{display:flex;flex-wrap:wrap;gap:12px 14px;margin-top:22px;align-items:center}
.btn-row .spacer{flex:1}
.private-banner{
  background:#2a2210;color:#e8d9b8;font-size:10px;font-weight:600;letter-spacing:.08em;
  text-align:center;padding:5px 10px;text-transform:uppercase;border-bottom:1px solid rgba(201,162,39,.25);
}
.site-header{
  background:var(--cream);border-bottom:1px solid rgba(197,208,222,.55);
  position:sticky;top:0;z-index:50;
}
.header-inner{
  width:min(1180px,100%);margin:0 auto;padding:10px var(--pad);
  display:flex;align-items:center;justify-content:space-between;gap:16px;
}
.logo-link{display:flex;align-items:center;flex-shrink:0;font-weight:700;color:var(--navy);text-decoration:none;font-size:15px}
.logo-link img{height:48px;width:auto}
.nav{display:flex;align-items:center;gap:18px}
.nav-links{display:flex;gap:18px;align-items:center}
.nav-links a{font-size:13px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:var(--slate);text-decoration:none}
.nav-links a:hover{color:var(--navy)}
.nav-links a.active{color:var(--navy);border-bottom:2px solid var(--gold);padding-bottom:2px}
.nav-ctas .btn{min-height:44px;padding:10px 18px;font-size:12px}
.menu-toggle{display:none;background:var(--navy);color:var(--ice);border:0;border-radius:8px;min-height:44px;padding:0 14px;font-weight:600;font-family:inherit;font-size:13px;cursor:pointer}
.mobile-schedule-bar{display:none}
@media (max-width:922px){
  .nav-links{display:none}
  .nav-links.is-open{
    display:flex;flex-direction:column;align-items:flex-start;gap:12px;
    position:absolute;top:100%;right:16px;left:16px;z-index:50;
    background:var(--cream);border:1px solid var(--border);border-radius:12px;
    padding:16px 18px;box-shadow:0 12px 32px rgba(11,31,54,.14);
  }
  .menu-toggle{display:inline-flex;align-items:center}
  .header-inner{position:relative}
}
@media (max-width:560px){
  .nav-ctas{display:none}
  .logo-link img{height:40px}
  .mobile-schedule-bar{
    display:block;position:fixed;left:0;right:0;bottom:0;z-index:45;
    background:var(--cream);border-top:1px solid rgba(197,208,222,.7);
    padding:10px 16px calc(10px + env(safe-area-inset-bottom,0px));
    box-shadow:0 -8px 24px rgba(11,31,54,.12);
  }
  .mobile-schedule-bar .btn{width:100%;min-height:48px}
  body.has-sticky-cta{padding-bottom:76px}
}
.hero{
  background:linear-gradient(145deg,var(--navy) 0%,#122a45 55%,var(--slate) 100%);
  color:var(--ice);padding:48px 0 52px;
}
.hero h1{color:var(--ice)}
.hero p{color:rgba(232,238,244,.9);max-width:40rem;font-size:1.05rem}
.hero-cream{
  background:var(--cream);padding:36px 0 20px;border-bottom:1px solid var(--border);
}
.section{padding:40px 0 56px}
.section.alt{background:var(--white)}
.section.soft{background:var(--cream-soft)}
.section.slate{background:var(--slate);color:var(--ice)}
.section.slate h2,.section.slate h3{color:var(--ice)}
.card{
  background:var(--white);border:1px solid var(--border);border-radius:var(--radius-card);
  padding:28px 26px 26px;box-shadow:0 4px 20px rgba(11,31,54,.04);
}
.form-card{padding:32px 28px 28px}
.field{margin-bottom:18px}
.field label{
  display:block;font-size:14px;font-weight:600;color:var(--navy);margin-bottom:6px;
}
.field label .req{color:var(--blue);font-weight:600}
.field input,.field select,.field textarea{
  width:100%;min-height:48px;padding:12px 14px;border:1.5px solid var(--border);
  border-radius:8px;font-family:inherit;font-size:16px;color:var(--card-body);
  background:var(--white);
}
.field textarea{min-height:110px;resize:vertical;line-height:1.5}
.field input:focus,.field select:focus,.field textarea:focus{
  outline:none;border-color:var(--blue);box-shadow:0 0 0 3px rgba(29,73,144,.15);
}
.field .hint{font-size:13px;color:var(--muted);margin-top:6px;line-height:1.45}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.field-row-3{display:grid;grid-template-columns:1fr 1fr 1fr;gap:14px}
@media (max-width:700px){.field-row,.field-row-3{grid-template-columns:1fr}}
.disclosure{
  font-size:13px;color:var(--muted);line-height:1.5;margin:8px 0 18px;
  padding:14px 14px;background:var(--cream-soft);border-radius:8px;border:1px solid var(--border);
}
.disclosure strong{color:var(--slate);font-weight:600}
.check-row{
  display:flex;gap:12px;align-items:flex-start;margin:0 0 14px;font-size:15px;color:var(--card-body);
}
.check-row input{width:22px;height:22px;margin-top:2px;flex-shrink:0;accent-color:var(--blue)}
.status-pill{
  display:inline-flex;align-items:center;gap:6px;font-size:12px;font-weight:600;
  letter-spacing:.04em;text-transform:uppercase;padding:6px 12px;border-radius:999px;
  background:rgba(29,73,144,.1);color:var(--blue);
}
.breadcrumb{font-size:13px;color:var(--muted);margin-bottom:14px}
.breadcrumb a{color:var(--blue);font-weight:500}
.breadcrumb span{margin:0 6px;color:#9aa8b8}
.site-footer{
  background:var(--navy);color:rgba(232,238,244,.75);padding:36px 0 28px;font-size:13px;line-height:1.55;
}
.site-footer a{color:var(--ice)}
.site-footer .brand{color:var(--ice);font-weight:600;margin-bottom:10px}
.footer-disclaim{margin-top:16px;padding-top:16px;border-top:1px solid rgba(232,238,244,.15);font-size:12px;max-width:52rem}

/* Progress */
.progress-wrap{margin:0 0 22px}
.progress-meta{
  display:flex;justify-content:space-between;align-items:baseline;gap:12px;margin-bottom:10px;
  font-size:13px;font-weight:600;color:var(--slate);
}
.progress-bar{
  height:8px;background:var(--cream-soft);border:1px solid var(--border);border-radius:999px;overflow:hidden;
}
.progress-bar > span{
  display:block;height:100%;background:linear-gradient(90deg,var(--blue),#2a6bb8);border-radius:999px;
}
.save-note{font-size:13px;color:var(--muted);margin:0 0 18px}

/* Choice cards / large radios */
.choice-grid{display:grid;gap:10px;margin:8px 0 6px}
.choice{
  display:flex;gap:14px;align-items:flex-start;
  padding:14px 16px;border:1.5px solid var(--border);border-radius:10px;
  background:var(--white);cursor:pointer;transition:border-color .15s, box-shadow .15s;
}
.choice:hover{border-color:#9eb0c4}
.choice:has(input:checked),
.choice.is-selected{border-color:var(--blue);box-shadow:0 0 0 3px rgba(29,73,144,.12);background:#f7fafd}
.choice input{width:22px;height:22px;margin-top:2px;flex-shrink:0;accent-color:var(--blue)}
.choice .choice-body{flex:1}
.choice .choice-title{font-weight:600;color:var(--navy);font-size:16px;margin:0 0 2px}
.choice .choice-help{font-size:13px;color:var(--muted);margin:0;line-height:1.45}

/* Landing journey */
.journey{
  display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:28px;
}
@media (max-width:900px){.journey{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.journey{grid-template-columns:1fr}}
.journey-card{
  background:var(--white);border:1px solid var(--border);border-radius:var(--radius-card);
  padding:20px 18px;min-height:140px;
}
.journey-card .num{
  display:inline-flex;align-items:center;justify-content:center;
  width:28px;height:28px;border-radius:50%;background:rgba(29,73,144,.1);
  color:var(--blue);font-size:13px;font-weight:700;margin-bottom:10px;
}
.journey-card h3{font-size:1rem;margin-bottom:6px}
.journey-card p{font-size:14px;color:var(--muted);margin:0}

.feature-list{margin:12px 0 0;padding-left:1.15em}
.feature-list li{margin:0 0 10px;line-height:1.5}
.soft-band{
  background:var(--slate);color:var(--ice);border-radius:var(--radius-card);padding:28px 26px;margin-top:8px;
}
.soft-band h2{color:var(--ice);margin-bottom:8px}
.soft-band p{color:rgba(232,238,244,.88);margin-bottom:18px;max-width:36rem}

.trust-row{
  display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:24px;
}
@media (max-width:700px){.trust-row{grid-template-columns:1fr}}
.trust-item{
  background:var(--cream-soft);border:1px solid var(--border);border-radius:10px;padding:16px 16px;
}
.trust-item h3{font-size:.95rem;margin-bottom:6px}
.trust-item p{font-size:14px;color:var(--muted);margin:0}

.review-block{border-top:1px solid var(--border);padding:18px 0}
.review-block:first-of-type{border-top:0;padding-top:0}
.review-block h3{display:flex;justify-content:space-between;align-items:center;gap:12px;margin-bottom:10px}
.review-block .edit{font-size:13px;font-weight:600;color:var(--blue);text-transform:none;letter-spacing:0}
.review-dl{display:grid;grid-template-columns:160px 1fr;gap:6px 14px;font-size:15px;margin:0}
.review-dl dt{color:var(--muted);font-weight:500}
.review-dl dd{margin:0;color:var(--card-body)}
@media (max-width:560px){.review-dl{grid-template-columns:1fr}}

.checklist-group{margin:0 0 28px}
.checklist-group h3{margin-bottom:12px}
.check-item{
  display:flex;gap:12px;align-items:flex-start;padding:12px 0;
  border-bottom:1px solid rgba(197,208,222,.55);
}
.check-item:last-child{border-bottom:0}
.check-item input{width:22px;height:22px;margin-top:2px;accent-color:var(--blue);flex-shrink:0}
.check-item .ci-body{flex:1}
.check-item .ci-title{font-weight:600;color:var(--navy);font-size:16px;margin:0 0 2px}
.check-item .ci-help{font-size:13px;color:var(--muted);margin:0}

.success-icon{
  width:64px;height:64px;border-radius:16px;background:rgba(27,107,58,.1);color:var(--ok);
  display:flex;align-items:center;justify-content:center;font-size:28px;margin:0 auto 18px;font-weight:700;
}
.center{text-align:center}
.two-col{display:grid;grid-template-columns:1.15fr .85fr;gap:28px;align-items:start}
@media (max-width:860px){.two-col{grid-template-columns:1fr}}
.aside-card{position:sticky;top:84px}
.help-callout{
  background:var(--cream-soft);border-left:3px solid var(--gold);padding:14px 16px;border-radius:0 8px 8px 0;
  font-size:14px;color:var(--muted);margin:8px 0 20px;line-height:1.5;
}
/* currency-prefix moved below */
.asset-row{
  display:grid;grid-template-columns:1.4fr 1fr;gap:12px;align-items:end;
  padding:14px 0;border-bottom:1px solid rgba(197,208,222,.5);
}
.asset-row:last-child{border-bottom:0}
@media (max-width:560px){.asset-row{grid-template-columns:1fr}}
.tag-optional{font-size:12px;font-weight:500;color:var(--muted);text-transform:none;letter-spacing:0}

/* Plugin-specific additions */
.nfira-pp-progress{margin:0 0 22px}
.nfira-pp-progress .bar{height:8px;background:var(--ice);border-radius:999px;overflow:hidden}
.nfira-pp-progress .bar > span{display:block;height:100%;background:var(--gold);border-radius:999px;transition:width .25s ease}
.nfira-pp-progress .meta{display:flex;justify-content:space-between;gap:12px;font-size:13px;font-weight:600;color:var(--slate);margin-bottom:8px}
.choice-grid{display:grid;gap:10px}
.choice-grid.cols-2{grid-template-columns:repeat(auto-fit,minmax(220px,1fr))}
.choice-card{display:flex;gap:12px;align-items:flex-start;padding:14px 16px;border:2px solid var(--border);border-radius:var(--radius-card);background:var(--white);cursor:pointer;min-height:48px}
.choice-card:has(input:checked),.choice-card.is-selected{border-color:var(--blue);box-shadow:0 0 0 1px var(--blue)}
.choice-card input{margin-top:4px;width:18px;height:18px;flex-shrink:0}
.field{margin:0 0 18px}
.field label.lbl{display:block;font-size:14px;font-weight:600;color:var(--navy);margin:0 0 6px}
.field .hint{font-size:13px;color:var(--muted);margin:6px 0 0}
.field input[type=text],.field input[type=email],.field input[type=tel],.field input[type=number],.field input[type=date],.field select,.field textarea{
  width:100%;min-height:48px;padding:12px 14px;border:1.5px solid var(--border);border-radius:8px;
  font:inherit;font-size:16px;background:var(--white);color:var(--card-body);
}
.field textarea{min-height:110px;resize:vertical}
.field input:focus-visible,.field select:focus-visible,.field textarea:focus-visible{outline:3px solid var(--gold);outline-offset:2px;border-color:var(--blue)}
.cond-block[hidden]{display:none!important}
.review-block{border:1px solid var(--border);border-radius:var(--radius-card);padding:16px 18px;margin:0 0 14px;background:var(--white)}
.review-block h3{display:flex;justify-content:space-between;align-items:center;gap:12px;margin:0 0 10px}
.review-block dl{display:grid;grid-template-columns:minmax(140px,40%) 1fr;gap:6px 12px;margin:0;font-size:15px}
.review-block dt{color:var(--muted);font-weight:500}
.review-block dd{margin:0;color:var(--navy);font-weight:500}
.disclosure-well{background:var(--cream-soft);border:1px solid var(--border);border-radius:var(--radius-card);padding:18px 20px;margin:18px 0}
.gap-list{list-style:none;padding:0;margin:0}
.gap-list li{padding:10px 12px;border-bottom:1px solid var(--border);font-size:14px}
.gap-list .sev{display:inline-block;font-size:11px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;padding:2px 8px;border-radius:999px;margin-right:8px}
.gap-list .sev-high{background:#fde8e8;color:var(--err)}
.gap-list .sev-med{background:#fff3d6;color:#8a6a10}
.gap-list .sev-low{background:var(--ice);color:var(--slate)}
.staff-table{width:100%;border-collapse:collapse;font-size:14px}
.staff-table th,.staff-table td{border:1px solid var(--border);padding:8px 10px;text-align:left;vertical-align:top}
.staff-table th{background:var(--ice);color:var(--navy)}
.alert{padding:12px 14px;border-radius:8px;margin:0 0 16px;font-size:15px}
.alert-ok{background:#e8f6ee;color:var(--ok);border:1px solid #b7e0c5}
.alert-err{background:#fde8e8;color:var(--err);border:1px solid #f0b4b4}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);border:0}
@media (max-width:560px){
  .review-block dl{grid-template-columns:1fr}
}

/* NFIRA currency input — no spinners; $ via .currency-prefix */
.currency-prefix{position:relative}
.currency-prefix input.nfira-currency-input,
.currency-prefix input{
  padding-left:28px;
  -moz-appearance:textfield;
  appearance:textfield;
}
.currency-prefix::before{
  content:"$";position:absolute;left:12px;top:50%;transform:translateY(-50%);
  color:var(--muted);font-weight:600;font-size:16px;pointer-events:none;z-index:1;
}
/* empty placeholder — do not imply $0 for unanswered fields */
.currency-prefix input.nfira-currency-input::placeholder{opacity:0}
/* Hide native number spinners if any residual type=number appears */
.field input[type=number]::-webkit-outer-spin-button,
.field input[type=number]::-webkit-inner-spin-button{
  -webkit-appearance:none;margin:0;
}
.field input[type=number]{-moz-appearance:textfield;appearance:textfield}
.screen-reader-text{
  position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;
  clip:rect(0,0,0,0);white-space:nowrap;border:0;
}